2025 401k Contributions Max Salary . If you're age 50 or. — for 2025, the 401 (k) limit for employee salary deferrals is $23,000, which is above the 2025 401 (k) limit of $22,500.
— the contribution limit for simple 401 (k)s is $16,000 (up to $19,500 if you’re 50 or older). Employer matches don’t count toward this limit and can be quite generous.
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